REFUND PROCESSING 

  • Below are the lead times for refund processing based on mode of payment 

LEAD TIME ON REFUND PROCESSING*

PAYPAL

3-5 working days

PAYNAMICS

7-15 working days

PAYMAYA

30 working days

TENDOPAY

3-5 working days

CREDIT CARD PAYMENT

7-15 working days

ONLINE BANK TRANSFER

7-15 working days

PAYMONGO

3-5 working days

*Working days for refund processing are 

Monday-Friday, except holidays. 

  • *Processing of all credit card payments will depend on the acquiring bank
  • *Reflection of the payment reversal will depend on the bank's internal process. You may follow up with the bank for their respective lead times.
  • *For COD (Cash on Delivery Payments), refunds will be done via online store voucher. Online vouchers can only be used through the online store.
  • *Refunds for online transactions can only be processed online and not in the physical branches.
  • *Toby’s Store branches would not be able to provide a cash refund for online orders.